Que promettent les partis concernant Retirement savings and income?

Épargne-retraite et revenu plateformes

Voici ce que les partis de Élection canadienne de 2025 promettent.

Réduire de 25 % le montant minimum à retirer d'un Fonds Enregistré de Revenu de Retraite (FERR) pendant un an.

"Protect retirement savings by reducing the minimum amount that must be withdrawn from a Registered Retirement Income Fund (RRIF) by 25% for one year. This will allow Canadian seniors more flexibility in choosing when to draw from their retirement savings;" — liberal.ca, retrieved 2025-04-14
Augmenter de 5 % le Supplément de revenu garanti pendant un an.

"Increase the Guaranteed Income Supplement by 5% for one year, providing up to $652 more to low-income seniors, tax-free." — liberal.ca, retrieved 2025-04-14

Permettre aux seniors actifs de gagner jusqu'à 34 000 $ sans impôt.

"Allow working seniors to earn up to $34,000 tax free—$10k more than now." — conservative.ca, retrieved 2025-04-17
Maintenir l'âge de la retraite à 65 ans
Permettre aux personnes âgées de faire fructifier leur épargne dans un REER jusqu'à l'âge de 73 ans, contre 71 ans auparavant.

"Allow seniors the option of keeping their RRSPs another 2 years before mandatory conversion to RRIFs (from 71 to 73)." — Change, retrieved 2025-04-23

Défendre le maintien de l’âge de la retraite à 65 ans
Proposer des incitatifs fiscaux pour les aînés qui choisissent de rester sur le marché du travail
Créer d’incitatifs fiscaux rendant les REER certifiés durables plus avantageux que ceux qui ne le sont pas
Déposer un projet de loi pour hausser la pension de vieillesse des 65 à 74 ans de 10 % et mettre fin aux deux classes d’aînés

Augmenter le Supplément de revenu garanti pour sortir toutes les personnes âgées de la pauvreté.

"And we will take a tangible step towards a guaranteed livable income by raising the Guaranteed Income Supplement to lift all seniors out of poverty." — ndp.ca, retrieved 2025-04-19

Give pensions top priority over other debts when companies go bankrupt
Provide a refundable tax credit to help retirees recover some losses if their pension plan fails
Create a government-backed fund to protect pensions when companies go under
Require federally-regulated pension plans to undergo annual financial health checks and take corrective action if they fall below safe funding levels
Consolidate existing welfare, provincial disability assistance, Old Age Security, Guaranteed Income Supplement, and Canada Worker's Benefit into a single, unconditional income support framework

"Simplify and consolidate existing welfare, provincial disability assistance, Old Age Security (OAS), Guaranteed Income Supplement (GIS), and Canada Worker’s Benefit (CWB) into a single, unconditional income support framework." — Change: Vote For It, retrieved 2025-04-25

"Simplify and consolidate existing welfare, provincial disability assistance, Old Age Security (OAS), Guaranteed Income Supplement (GIS), and Canada Worker’s Benefit (CWB) into a single, unconditional income support framework.

Maintain separate programs such as Employment Insurance (EI), Canada Pension Plan (CPP), childcare subsidies, social housing, and health benefits."

— Change: Vote For It, retrieved 2025-04-25